The Money Apps, Habits, and Productivity Hacks That Helped Us Find FI

Mindy Jensen:Whats up, hiya, hiya and welcome to the BiggerPockets Cash podcast. My title is Mindy Jensen, and with me as at all times is my pretty co-host, Scott Trench.

Scott Trench:Thanks, Mindy. Nice to be right here with the center of BiggerPockets Cash, Mindy Jensen. We’re right here to make monetary independence much less scary, much less only for anyone else. To introduce you to each cash story, toolkit, or product. As a result of we actually consider that monetary freedom is attainable for everybody, regardless of when or the place you’re beginning.

Mindy Jensen:Scott, in honor of Valentine’s Day being tomorrow, right now we’re going to gush about our favourite monetary instruments and habits, and also you’ll additionally hear in regards to the ones that we cherished whereas we have been on our journey to monetary independence.We needed to do that episode proper now, close to Valentine’s Day, as a result of most individuals’s New Yr’s resolutions have form of fallen by the wayside. And one thing that we’ve discovered to be very useful is to revisit your objectives each month of the 12 months. It offers you the chance to determine what’s working, what has to alter, and which instruments and methods you can begin utilizing to get again on monitor.

Scott Trench:That’s proper. So on right now’s episode, you’re going to listen to all in regards to the monetary instruments and habits we’ve been loving not too long ago, and the game-changing productiveness instruments we’ve found, in addition to a number of the monetary instruments and habits that we’re abandoning.Effectively, let’s soar into it. Mindy, what’s the primary cash behavior that you just’ve been falling in love with recently?

Mindy Jensen:I’m making an attempt actually laborious to learn to train my spending muscle. And that is one thing that has been a piece in progress for a few 12 months now, and Carl and I are actually ways in which we are able to improve our life or make issues simpler. And it’s nonetheless a piece in progress, however we’re making leaps and bounds from a 12 months in the past.

Scott Trench:Yeah, I do know that’s been an enormous theme right here. Hey, the mentality of being very frugal and actually watching each greenback that goes by individuals’s accounts is a big correlate to monetary freedom and the power to amass wealth.When you amass wealth although, what’s the purpose in persevering with to try this, proper? At sure level, upon getting sufficient, each additional greenback past that needs to be spent on your happiness, to make the world a greater place, or go on to the following era. And I do know that that’s been a problem you struggled with, and have been coached by Ramit Sethi on, and it sounds such as you’re making quite a lot of progress there.

Mindy Jensen:We’re. We began off simply form of including to holidays, and there’s not a ton of stuff that we have to add to our life, though you wouldn’t know that by how a lot we spent final 12 months on automobiles. We purchased two autos final 12 months, together with Carl’s Tesla. So I can lastly get him to cease speaking about when he’s going to purchase a Tesla, and now I get to listen to all in regards to the Tesla.Oh, do you know it does this? Do you know it does that? Nope. Didn’t know. Didn’t care.

Scott Trench:I believe 2024 would be the 12 months the place I’d half methods with my trustee Corolla as effectively. It’s getting time.

Mindy Jensen:Are you going to purchase a Tesla?

Scott Trench:We’ll see. I’m going to consider it, and take into consideration what I need to drive there. However yeah, I believe it’s time for me to flex that muscle as effectively, and improve somewhat bit.

Mindy Jensen:Effectively, Scott, you deserve it. And extra importantly, you possibly can afford it. You’ve gotten set your self as much as be in an amazing monetary place. I hesitate to say, “Oh, you deserve it, go purchase it,” once we additionally discuss incessantly, don’t simply purchase one thing since you assume you deserve it, you even have to have the ability to afford it. However you might be simply in each locations.

Scott Trench:Perhaps in 2025, we’ll flex the spending muscle of transferring out of our home hack, which we’ve additionally been doing for many of the final 10 years.

Mindy Jensen:I find it irresistible. Okay, so Scott, what’s a cash product that you’ve got been loving recently?

Scott Trench:I’ve been actually loving Monarch. So, I used mint.com for a lot of, a few years. And with Mint being sundown, I used to be a kind of folks that transitioned over to Monarch, and I believe they do a fairly good job to this point. I’ve actually preferred it, it appears intuitive and simple to make use of.I form of like the actual fact, truthfully, that it’s a subscription. I like the truth that, hey, there’s no … It’s simply, you pay 100 bucks and also you get the product, and hopefully steady enhancements from that product, and never advertisements or no matter else is happening with it. So I’ve been liking it, and discover it to be fairly highly effective and complex.All proper, what else? What’s one other behavior you’ve been loving recently?

Mindy Jensen:I’m going to enter journey. We used to optimize our journey based mostly on worth, not a lot location. So should you’re flying into Chicago, you will have the selection of two airports. When you’re flying into New York Metropolis, you will have the selection of, I don’t know, like 9 airports or one thing, if you consider all the surrounding locations.However now once we journey, we all know we need to go into this location. We’re in search of what’s closest to the place we’re going, not a lot how a lot much less it’s to should drive three hours in New York Metropolis site visitors at rush hour.

Scott Trench:Yeah, form of associated to that flexing the spending muscle it appears like, is, hey, I’m going to optimize for comfort right here, not only for value. And I believe, as at all times, actually essential to recollect there’s totally different levels on this journey. Most likely not congruent with the grind and the buildup part on the journey to 5, however as soon as we’re previous the purpose of 5, that’s the purpose of this. Is, let’s spend a few of that cash to optimize for all times, happiness, and comfort.And I find it irresistible, Mindy. Love that bicep getting greater and greater.

Mindy Jensen:It’s getting greater and greater. Sometime they’ll be as massive as yours, Scott. Perhaps not. Scott, how about you?

Scott Trench:I’ve switched banks a variety of occasions over time, and the final three I believe I’ve been with Ally and actually having fun with it. I believe that I really like the 24/7 assist. It’s fairly straightforward. Not a sponsor of right now’s present or any BiggerPockets supplies so far as I’m conscious, however I identical to them and I really feel like they do job.There’s at all times dialogue within the BiggerPockets Cash Fb group about who’s received the very best yield on financial savings, and I believe that Ally’s is like 4.35% or one thing like that. And there are locations the place you possibly can rise up to five.3%. So there are higher charges on the market, however I’ve simply preferred the convenience of use and the comparatively excessive charges all through during the last couple of years, the place I’ve by no means been means totally different from what you may get should you’re actually maximizing for that yield. So actually take pleasure in them and the convenience of use. So, extremely suggest them personally.

Mindy Jensen:And Ally Financial institution has been tied to the dialog with constantly excessive yields over the course of, even when excessive yields meant like 0.1%, they have been nonetheless paying among the many highest.And you can not low cost the truth that they’ve 24/7 customer support. As a result of, frankly, if you want customer support most is normally when the banks are closed.

Scott Trench:Yeah. And if I used to be in some type of enterprise that required fixed interplay with the financial institution, they don’t have branches, so it’s not doable for that kind of objective. However for my private checking and financial savings account, it’s been phenomenal.

Mindy Jensen:Subsequent is a break. After we’re again, we’ll go into all of the productiveness habits we’re implementing this 12 months.

Scott Trench:And we’re again. Earlier than the break, we revealed all of the monetary merchandise and habits that we’ve been loving. And now we’ll be gushing about all of the productiveness merchandise which have been a sport changer.

Mindy Jensen:Anything, Scott, that you just’re simply in love with? Sorry, I’ve received to make use of the phrase love on a regular basis as a result of it’s Valentine’s Day tomorrow.

Scott Trench:Yeah, transferring into form of productiveness instruments. And I’ve mentioned this many occasions within the podcast right here, I’m actually in love with the imaginative and prescient and goal-setting course of that my spouse and I’ve used all through our marriage, and I’ve used for a very long time earlier to that. But it surely’s a quite simple course of, it doesn’t require any cash to be spent. There isn’t a product related to it, though really there’s a product, I’ll point out it later.However principally it’s a doc, a chunk of paper. And we are saying, we begin off the dialog and say, “What are some issues we’re grateful for because the final time we up to date our imaginative and prescient?”Like, oh, we’re grateful for the brand new set of phrases from our little child, the humorous factor our cat did, this piece of progress in our careers, this factor about our home that we like, this current journey that we went on. And it simply grounds the dialog in happiness of what you will have.Then it’s form of like, hey, in 5 years from now, what do we wish our lives to seem like? We need to get up and do that, we need to be vacationing right here, we wish our day-to-day to be like this, we wish our careers to seem like this, and that units the context. As a result of we’re consistently iterating on it each quarter, there’s at all times little modifications which might be being made, however it retains an alignment on precisely the place you’re going. After which you possibly can set objectives on a quarterly or annual foundation from there, which we do.After which we’ve a Sunday little ritual, the place we translate these quarterly objectives into weekly issues that we’re going to do to maneuver ahead. For my spouse, it’s typically writing the following few thousand phrases for a e book that she’s engaged on. And for me it’s typically a mixture of BiggerPockets issues. We additionally, after all, prioritize our household life and ensuring that we’re proactive about curating nice experiences.So that’s tremendous highly effective. I don’t learn about you guys listening, however the week can get away from me and generally does, however I’m by no means off monitor for greater than every week. As a result of I at all times reground it on Sunday evening, and get realigned with most essential issues.And in addition, there’s so many issues associated to your objectives that should do with simply sending an electronic mail. Simply, I received to achieve out to this individual and kick off this course of. And this ritual, I can’t overemphasize the significance of getting this ritual and simply being like, oh, it’s Sunday evening. I’m going to schedule these three emails for tomorrow morning and kick off these processes, and I’m good to go.So, in love with that course of. Really feel prefer it’s so, so highly effective. Extremely encourage it for people. So Mindy, how about you? What have you ever been loving recently from a productiveness standpoint?

Mindy Jensen:Okay, this one you need to bear with me, as a result of it doesn’t sound like a productiveness tip to start with. However I don’t fly on a flight earlier than 10:00 AM, and I don’t land after 7:00 PM.And the reason being, I can’t sleep the evening earlier than a flight if I’ve to set an alarm. I’m up effectively prematurely of any flight that has to take off at 10:00 AM. But when I’ve to set an alarm, I don’t sleep the whole evening, which wrecks my complete day of journey, which form of wrecks my complete trip.On the identical token, if I land late, I get house tremendous late, which wrecks my complete evening of sleep then, too. So I’ve received a number of days that I’m making an attempt to make amends for my sleep, which is able to actually destroy your productiveness. The explanation it is a cash hack and a productiveness hack is that the most cost effective flights are tremendous early or tremendous late.So I’ve determined, once more along side the exercising my spending muscle, I’m not flying out early, and I’m not touchdown late, simply to save lots of a few bucks. As a result of it wrecks my week.

Scott Trench:I utterly agree. The lack of a day or two, or the power to make nice selections for a day or two from purple eyes, can typically not be value it. And I solely fly red-eyes when there’s actually no different affordable choice, or if I’ve a complete weekend to get well with it. However then my weekend’s shot, so I actually don’t like to try this both.However yeah, utterly agree.

Mindy Jensen:Scott, any productiveness instruments that you’re utilizing?

Scott Trench:Yeah. I’d say, other than my goal-setting stuff, I’m actually massive into audio content material consumption. So I clearly use Spotify and Apple Podcasts to hearken to quite a lot of podcasts. I exploit Audible. And I’ve not too long ago, embarrassingly as a result of I’ve run a cash podcast with you right here, rediscovered the general public library.The general public library right here in Jefferson County, Colorado no less than, has principally Audible at no cost by quite a lot of apps. You get a library card, you go in there, it’s tremendous straightforward. And you may borrow virtually any book or virtually any audiobook at no cost from the library. So I’ve been utilizing that so much recently.One particular hack I’ve, not hack however tip I’ve is, I’ll often, if there’s an audiobook that or a topic that I really feel like I really want to grasp shortly, or no less than get a grounding in shortly, I’ll get a Audible e book and the Kindle model. And the rationale I’ll do that, and it may be 40 bucks between these two issues and it appears like so much, however I can hearken to the e book at two, or two-and-a-half, or generally even three-times velocity relying on the narrator and observe together with the Kindle.And that permits me to, very quickly in a matter of hours, take in a whole e book and retain it fairly effectively on a brand new topic. In order that’s somewhat tip that I’ll use generally. It’s not tremendous cost-efficient, but when you actually need to grasp a brand new topic shortly, that may be highly effective. And also you’re capable of give your a hundred-percent consideration to the duty.

Mindy Jensen:Scott, do you will have a random, life-changing product that you just love?

Scott Trench:There’s a self-help guru named Darren Hardy who has written somewhat journal known as Residing Your Greatest Yr Ever. And it’s received quite a lot of this type of self-help stuff, such as you signal a pledge to your self that you just’re going to maintain your objectives for the following 12 months, and also you do all that. I’ve been doing this factor for 10 years in a row now, and I attribute quite a lot of my group across the purpose setting-stuff to this product.It’s like a $40 journal and it has a weekly planner. Simply, forces of perform round, what are the highest three objectives, what are you going to do associated to these objectives? How are you going to deal with the whirlwind, he calls it the vortex, of issues which might be going to return up within the week? Like, it’s tax season, received to get the taxes carried out. It’s not certainly one of my prime objectives, however received to get it carried out, after which listed here are the habits that we need to kind on this week.Tremendous easy construction. And I should have stuffed out this factor 90% of the weeks during the last 10 years straight. Not each week, however the overwhelming majority of them. And I really feel like that’s such a strong factor there. You may get that e book, Residing Your Greatest Yr Ever. Once more, not a monetary affiliate of BiggerPockets.I really electronic mail Darren Hardy annually and inform him how a lot the e book helps. Considered one of these years, he’ll reply to me. When you’re listening, let me know. However that’s product. There are free journals which you could obtain. There’s stuff you may get on the grocery store that has related merchandise, or on Amazon. However go get a kind of issues, and simply begin the method no less than weekly monitoring that. It’s so highly effective, and it’s not an enormous value.

Mindy Jensen:That’s superior, Scott. And 90% of each week during the last 10 years, that’s very spectacular.

Scott Trench:I believe that’s in all probability proper. It’s in all probability in that ballpark. There’s positively been a couple-month stretches right here and there the place I’ve skipped it or gotten away from it, however I at all times come again to it as a result of it’s so highly effective. Mindy, what’s your random life-changing product you’re keen on?

Mindy Jensen:I really like Google Hold. It’s a note-taking app that’s on my cellphone, however it additionally saves to the cloud. After which once I get to my pc, I can see it on my pc as effectively. So each notice that I take as I’m strolling across the monitor on the health club, or as I’m sitting at a stoplight, ooh, I’ve to recollect to do that. I then have it on my pc as effectively.I don’t have nice eyesight, so it’s troublesome for me to see issues on my cellphone, which makes it laborious for me to do issues on my cellphone. However I can speak to textual content after which I can see it on my pc display screen, and it’s completely improbable methods to remind myself of all types of issues. Spending concepts, journeys, actually any random thought I’ve that I need to bear in mind. And it’s free, which is my favourite value of all.

Scott Trench:Like it. Yeah, I must do higher a job at that. I nonetheless take all of my notes in pen and paper, and there are large issues related to that. Or no less than all of my goal-setting notes in pen and paper. I want I might adapt the mindset of translating that purpose setting stuff that I did into one thing like this. I simply, It’s a problem for me to transpose it with the behavior fashioned over all this time.

Mindy Jensen:Effectively, If you already know the place your issues are, then with the ability to write them down is nice. However generally you reside in a home the place there are different individuals, they usually transfer your issues, after which they’ll by no means discover them. And generally it’s simply simpler to know the place your cellphone is. Not that I’m talking from private expertise, everyone within the Jensen household.Stick with us. After the break, we’ll reveal the one most essential monetary device that helped us get to monetary independence.Okay Scott, now’s time to speak in regards to the form of unhappy facet of Valentine’s Day. Typically you need to break up. Is there any productiveness device, cash product, or behavior that you just’re breaking apart with?

Scott Trench:Effectively, I broke up with Mint.

Mindy Jensen:They broke up with you.

Scott Trench:Yeah, they broke up with me. That’s proper, it wasn’t me.

Mindy Jensen:And everyone. It’s not you, it’s them.

Scott Trench:Yeah, yeah, no matter it was. Yeah. So yeah, Mint’s out, Monarch’s in, as I discussed earlier.One other one I’m going to alter over is Robinhood. I’ve discovered Robinhood straightforward to make use of and all these sorts of issues. Nothing in opposition to Robinhood, I simply really feel like Schwab is somewhat bit extra highly effective. And once more, I at all times wish to say this, no monetary affiliation or something like that with Robinhood or Schwab right here.However I simply assume that the analysis analytics and the tenure of Schwab makes me really feel just a bit bit safer and assured as I start the following couple of years of investing. So I’m not liquidating my Robinhood account, I’m simply not contributing extra to it. I’m going to place that every one in Schwab going ahead. How about you?

Mindy Jensen:Effectively, Scott, like Ross and Rachel, I’m on a break with my personalized spending tracker. Did you get that joke? Do you even know who Ross and Rachel are?

Scott Trench:Sure, I do know Pals, Mindy. Certain.

Mindy Jensen:My personalized spending tracker helped me to start with, 10 years in the past, 12 years in the past, acknowledge the place my spending holes have been. Or my spending black holes have been. And now I don’t want it anymore. So I’m taking a little bit of a break, whereas nonetheless protecting an general eye to verify I don’t go from $60,000 a 12 months spend to $600,000 a 12 months. However everyone knows that’s not going to really occur.However I’m not going to have the ability to proceed to train my spending muscle if I’m consistently obsessing over how a lot cash I’ve spent each month. And now that I’m within the monetary place that I shouldn’t have to consistently obsess over how a lot I’m spending, I’m taking a break.

Scott Trench:One other breakup I’m going to have this 12 months, Mindy, is multifamily syndications and funds. I’m about to write down, could also be launched by the point this episode comes out, a 5,000 phrase thesis on why I believe multifamily goes to crash much more in 2024.And whereas, sure, that’s market timing, which you shouldn’t do and I shouldn’t do, I simply can’t assist myself. And I need to keep out of that. I’m getting my butt kicked on a syndication. Not the fault of the syndicator for my part, I knew the dangers simply moving into. I don’t assume they operated poorly, I simply assume it’s an rate of interest situation. However I believe that there’s going to be much more of that on the horizon in 2024 with all the provision coming on-line.So studying my lesson from getting my butt kicked, watch and see how this subsequent 12 months goes. However I do assume there’ll be alternative on the horizon in 2025 and 2026 as that stress continues to mount.

Mindy Jensen:And I encourage everyone who’s invested in syndications to hearken to episode 456 with Jay Scott, the place we talked about a number of the issues that may go incorrect in a syndication, and a number of the flags to search for, the main indicators that would sign a possible downside along with your syndication.I additionally had some syndications that didn’t carry out in addition to they need to have. And I do assume that it’s so much to do with the meteoric rise of rates of interest. I don’t know that there has ever been an rate of interest hike so quick and so excessive. Has there, within the historical past of American finance?

Scott Trench:As a proportion? Most likely no. If something comes shut, it’s in all probability that massive rise within the seventies and eighties the place rates of interest actually went up. Perhaps they went up extra in a condensed time frame there, however not as a proportion. However going from zero to 1 is a big change, proper?

Mindy Jensen:Sure.

Scott Trench:So going from zero to 4, zero to five-and-a-half, five-and-a-quarter, is basically what the federal funds price has gone to primarily within the final two years. And that’s an enormous change. And one merchandise on there, we’re beginning to stray somewhat bit off-topic on that’s, the yield curve is inverted. So the tenure is at 4, and it’s normally 150 foundation factors above the federal funds price.Proper now the federal funds price’s at 5.3. So for the tenure to not not rise, the federal fund price has to go to about 2.6%. That’s 9 or 10 price cuts from the Fed, which might be historic.

Mindy Jensen:Yeah.

Scott Trench:And I don’t assume that’s going to occur, so I believe rates of interest are going to remain excessive the following couple of years. And I may be alone in that one, the market appears to disagree. But it surely’s actually laborious for me to check a actuality the place the Fed reduces charges 9 or 10 occasions in a rush over the following couple of years. That’s principally admitting that they have been full idiots during the last couple of years. And whereas lots of people assume they’re, I don’t.

Mindy Jensen:Okay. Scott, let’s get somewhat off-topic, off monetary matters. Are there any non-financial merchandise that you’ll not be spending cash on?

Scott Trench:Yeah. I’m an enormous Eagles fan, and their catastrophic collapse within the back-half of the 12 months meant that I not wanted my YouTube TV and NFL Sunday ticket subscription, which I’ve splurged on the final two years. So yeah, I’m canceling that, and I’ve no entry to streaming tv proper now apart from Netflix and Max. So yeah, no matter’s on common TV I can’t watch proper now.

Mindy Jensen:Effectively Scott, I’m going to say that if you wish to proceed that streak, you possibly can simply change into a Bears fan, and then you definately’ll at all times be dissatisfied within the second half of the season.Didn’t your Eagles go seven and O?

Scott Trench:The Eagles had an exceptional begin to the season, and have been at one level ranked primary within the energy rankings. After which simply completely collapsed, back-half of the 12 months.

Mindy Jensen:Completely collapsed. Effectively, I’m sorry for his or her losses, Scott. And in addition, welcome to the membership.

Scott Trench:Effectively, other than breaking apart with the Bears, are there some other non-financial merchandise that you just’re not going to spend any cash on?

Mindy Jensen:In the identical vein as you Scott, I simply canceled a bunch of streaming companies that I had signed up for to look at particular reveals. After which once I was carried out with the present, I didn’t cancel the service. So I’m trying proper at you, Paramount, for Inkmaster. And Peacock for one season of Fits. Why couldn’t that final season be on Netflix?So anyway, I’ve canceled these. And I hope that it is a reminder to anyone listening that if they’ve unwatched streaming techniques as a result of they have been simply going to look at that one present, cancel it. Simply put this episode on pause, and go as much as your TV or your pc, and cancel that subscription proper now.

Scott Trench:Mindy, what was a device that was indispensable to you in your journey to monetary independence

Mindy Jensen:For people who find themselves beginning their journey, I believe it’s so essential to trace your spending and monitor your internet value, every little thing in your monetary device belt. And the product that we used once we have been beginning out known as, it’s now known as Empower Private Wealth, however again then it was known as Private Capital.And it was, you load up your entire accounts into this technique, and you may then monitor all the totally different sources of revenue, all of the totally different sources of investments that you’ve got. When you simply have one, like a standard individual, it may be straightforward so that you can simply verify Constancy day by day. However should you’re loopy like we’re, and have them in every single place, having an organization like Private Capital or Empower Private Wealth will assist you maintain monitor of them after they’re in a number of areas.

Scott Trench:And simply to echo that, what these merchandise do, Mint, Private Capital, Monarch, there are different platforms as effectively, is that if they’re good at it, they’ll do two issues for you.One is create what we name right here at BiggerPockets a participant’s scorecard, proper? You possibly can check out it and in 5 seconds inform should you’re successful, or dropping, or making progress. And the opposite is what we name a coach’s scorecard, which has tons of extra knowledge; your total finances, each expense, and all these different issues so that you can mine and monitor and have a look at all these totally different traits.And I believe that these merchandise are likely to do job in each of these areas, of supplying you with that snapshot so you possibly can simply verify and see should you’re successful. But in addition the power to enter that extra granular element to research traits and the place your massive bills are, and instantly discover downside areas or alternatives.

Mindy Jensen:Scott, this was tremendous, tremendous enjoyable. I actually loved listening to about your monetary instruments, and I do want to begin journaling. I’m going to get a duplicate of that Darren Hardy e book. Superior. Do you will have any plans for Valentine’s Day?

Scott Trench:Valentine’s Day, really the fifteenth, we will likely be touring to Cancun for somewhat trip with some household. So, yeah. I haven’t been anyplace sunny in a very long time, and I’m very a lot trying ahead to that.

Mindy Jensen:Effectively, that’s superior. Scott, I hope you will have a good time.

Scott Trench:Oh, and we’re really having a number retreat, and most of the podcast hosts from Rookie, from Actual Property, Dave Meyer from On The Market, a few the On The Market hosts, we’ll, really I’ll be on the town and we’ll go snowboarding on Valentine’s Day. So snowboarding after which straight to trip. Work and play. Or is all of it play? I don’t know. Yeah, it’ll be week.

Mindy Jensen:Effectively, that sounds superior. I’m going to go snowboarding with you guys.

Scott Trench:All proper. Yeah.

Mindy Jensen:All proper, Scott. Effectively, let’s go hit the slopes. That wraps up this episode of the BiggerPockets Cash Podcast. He, after all, is the Scott Trench. And I’m Mindy Jensen saying goodbye, Cherry Pie.

Scott Trench:When you loved right now’s episode, please give us a five-star assessment on Spotify or Apple. And should you’re in search of much more cash content material, be happy to go to our YouTube channel at youtube.com/biggerpocketsmoney.

Mindy Jensen:BiggerPockets Cash was created by Mindy Jensen and Scott Trench, produced by Kaylin Bennett, enhancing by Exodus Media, Copywriting by Nate Weintraub. Lastly, an enormous thanks to the BiggerPockets group for making this present doable.