[ad_1]
I at the moment dwell in a HCOL with a roomate and I pay ~$1500/mo (25% of gross) whereas not maxing Roth 401k (present contribution is eighteen%) and maxing Roth IRA, and saving ~$900/month money in my HYSA. I lately obtained a brand new job, paying 100k base + bonus as much as 14% (conservatively placing my TC at ~105-107k). I’m planning on maxing Roth 401k, leaving me with ~$3900 internet/month. my 2024 Roth contribution is parked in an HYSA as of at this time, sure I’ll transfer it over, so not frightened about 2024 contribution. My lease is up in a pair months and was questioning what lease I may afford in a HCOL metropolis? 20% gross will not be possible in HCOL. I wish to dwell in a 1BR alone however it might considerably impression my finances as 1BR are 2k/mo +.
Any recommendations? I’m 24 if it makes a distinction. Ought to I simply suck it up and dwell with a roomate once more?
[ad_2]
Source link
