7 Ways to Plan Now to Save on Medicare IRMAA Surcharges Later

Understand the critical two-year lookback period and why aggressive planning before you enroll in Medicare is the most effective way to minimize IRMAA.

# 7 Ways to Plan Now to Save on Medicare IRMAA Surcharges Later Understand the critical two-year lookback period and why aggressive planning before you enroll in Medicare is the most effective way to minimize IRMAA. **Read the full article:** [Kiplinger](https://www.kiplinger.com/retirement/medicare/ways-to-plan-now-to-save-on-medicare-irmaa-surcharges-later) *This article was originally published by Kiplinger. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*