A Practical Guide to Credit and Loans

If you need cash, you need to choose the type of loan that best fits your situation. We break down your borrowing options and how to use them effectively.

# A Practical Guide to Credit and Loans If you need cash, you need to choose the type of loan that best fits your situation. We break down your borrowing options and how to use them effectively. **Read the full article:** [Kiplinger](https://www.kiplinger.com/personal-finance/credit-debt/a-practical-guide-to-credit-and-loans) *This article was originally published by Kiplinger. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*