Affordable Care Act Subsidies: Premium Tax Credit Guide
By Centers for Medicare & Medicaid | 8 min read
Access health insurance subsidies through ACA Premium Tax Credits. Eligibility, advance payments, and reconciliation.
The Premium Tax Credit helps make health insurance affordable through Healthcare.gov. Eligibility: Income between 100-400% of Federal Poverty Level, Not eligible for employer coverage or Medicaid, Filed tax return (required), Legal resident or citizen. Advance payments reduce monthly premiums, but must reconcile on tax return. Income changes should be reported immediately to avoid repayment obligations.\n\n**Related Resources**\n- [Financial Planning Tools](/tools)\n- [Budget Calculator](/budget-planner)\n- [Credit Guide](/category/Debt%20%26%20Credit)\n- [Money Saving Tips](/category/Save%20Money)