Americans Are Saving Hard for Retirement, So Why Do So Many Tap 401(k)s in an Emergency? The Answer Isn't Poor Discipline

Don't beat yourself up if you've taken a hardship withdrawal from your 401(k). Here's how you can avoid it in the future.

# Americans Are Saving Hard for Retirement, So Why Do So Many Tap 401(k)s in an Emergency? The Answer Isn't Poor Discipline Don't beat yourself up if you've taken a hardship withdrawal from your 401(k). Here's how you can avoid it in the future. **Read the full article:** [Kiplinger](https://www.kiplinger.com/retirement/retirement-planning/how-to-avoid-401k-hardship-withdrawals) *This article was originally published by Kiplinger. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*