Current Mortgage Rates: December 31, 2025

Mortgage rates are ending the year at their lowest level in 2025, averaging 6.15% for the week ending December 31.

# Current Mortgage Rates: December 31, 2025 Mortgage rates are ending the year at their lowest level in 2025, averaging 6.15% for the week ending December 31. **Read the full article:** [Money.com](https://money.com/current-mortgage-rates/?xid=moneyrss) *This article was originally published by Money.com. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*