Current Mortgage Rates: January 15, 2026

Freddie Mac's average rate for a 30-year fixed-rate loan is 6.06% for the week ending January 15, reaching their lowest average since 2022.

# Current Mortgage Rates: January 15, 2026 Freddie Mac's average rate for a 30-year fixed-rate loan is 6.06% for the week ending January 15, reaching their lowest average since 2022. **Read the full article:** [Money.com](https://money.com/current-mortgage-rates/?xid=moneyrss) *This article was originally published by Money.com. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*