Foreclosure Prevention: HUD Counseling and Options
By HUD Housing Counseling Office | 6 min read
Prevent foreclosure with HUD counseling assistance. Free services and workout options for struggling homeowners.
HUD-approved housing counselors provide free foreclosure prevention assistance. Options include: Loan modification to reduce payments, Forbearance to temporarily pause payments, Repayment plan to catch up on missed payments, Short sale or deed in lieu as alternatives. Contact your loan servicer immediately when facing difficulty. HUD counselors are available nationwide and services are free.\n\n**Related Resources**\n- [Financial Planning Tools](/tools)\n- [Budget Calculator](/budget-planner)\n- [Credit Guide](/category/Debt%20%26%20Credit)\n- [Money Saving Tips](/category/Save%20Money)