HELOC Rules Are Changing: How to Get the Best Deal in 2026

New lender rules and shifting rates are changing how HELOCs work. Here’s how to compare options, avoid costly terms and borrow only what you need.

# HELOC Rules Are Changing: How to Get the Best Deal in 2026 New lender rules and shifting rates are changing how HELOCs work. Here’s how to compare options, avoid costly terms and borrow only what you need. **Read the full article:** [Kiplinger](https://www.kiplinger.com/real-estate/mortgages/heloc-strategy-borrow-smart) *This article was originally published by Kiplinger. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*