How Down Payment Assistance Works — and How to Stack It With an FHA, USDA or Conventional Loan

The median down payment hit 19% in 2025. Here's how grants and forgivable loans cover it — and how to pair one with an FHA loan.

# How Down Payment Assistance Works — and How to Stack It With an FHA, USDA or Conventional Loan The median down payment hit 19% in 2025. Here's how grants and forgivable loans cover it — and how to pair one with an FHA loan. **Read the full article:** [Money.com](https://money.com/how-down-payment-assistance-works/?xid=moneyrss) *This article was originally published by Money.com. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*