Save Money

HSA Investment Options: Growing Health Savings Tax-Free

By IRS Health Benefits Office | 6 min read

HSA Investment Options: Growing Health Savings Tax-Free

Maximize HSA benefits through investment options. IRS guidance on long-term growth strategies.

Health Savings Accounts can be powerful investment vehicles according to IRS guidelines. Investment benefits: Tax-free growth potential, No required minimum distributions, Triple tax advantage maintained, Can invest after minimum cash balance. Investment options vary by HSA provider and may include mutual funds, ETFs, and individual stocks. Consider HSAs as retirement accounts since medical expenses increase with age.\n\n**Related Resources**\n- [Financial Planning Tools](/tools)\n- [Budget Calculator](/budget-planner)\n- [Credit Guide](/category/Debt%20%26%20Credit)\n- [Money Saving Tips](/category/Save%20Money)