Identity Theft Recovery: Federal Steps to Restore Credit
By Federal Trade Commission | 7 min read
Recover from identity theft with FTC guidance. Step-by-step process to restore credit and financial accounts.
The FTC's IdentityTheft.gov provides step-by-step recovery assistance. Immediate steps: Place fraud alerts on credit reports, File FTC identity theft report, Contact companies where fraud occurred, File police report if required. IdentityTheft.gov creates a personalized recovery plan and pre-filled dispute letters. Identity theft victims have additional rights under the Fair Credit Reporting Act to remove fraudulent information.\n\n**Related Resources**\n- [Financial Planning Tools](/tools)\n- [Budget Calculator](/budget-planner)\n- [Credit Guide](/category/Debt%20%26%20Credit)\n- [Money Saving Tips](/category/Save%20Money)