Debt & Credit

Medical Debt Relief: Hospital Financial Assistance Programs

By Health and Human Services | 7 min read

Medical Debt Relief: Hospital Financial Assistance Programs

Access hospital financial assistance programs for medical debt relief. Federal requirements and application guidance.

Nonprofit hospitals must provide financial assistance programs under federal law. Charity care typically available for patients with incomes up to 200-400% of Federal Poverty Level. Financial assistance may include: Free care for qualifying patients, Discounted care based on income, Payment plan options, Limits on amounts charged. Hospitals cannot use extraordinary collection actions against patients eligible for assistance. Request assistance before treatment when possible or within 240 days of first bill.\n\n**Related Resources**\n- [Financial Planning Tools](/tools)\n- [Budget Calculator](/budget-planner)\n- [Credit Guide](/category/Debt%20%26%20Credit)\n- [Money Saving Tips](/category/Save%20Money)