Mortgage Assistance Programs: FHA and VA Loan Benefits
By HUD Housing Office | 7 min read
Explore government mortgage assistance programs. FHA, VA, and USDA loan benefits and qualification requirements.
Government-backed mortgages offer advantages for qualifying buyers. FHA loans require just 3.5% down payment and accept credit scores as low as 580. VA loans offer zero down payment for eligible veterans and service members. USDA loans provide zero down payment for rural areas. These programs often have lower interest rates and more flexible qualification requirements than conventional loans.\n\n**Related Resources**\n- [Financial Planning Tools](/tools)\n- [Budget Calculator](/budget-planner)\n- [Credit Guide](/category/Debt%20%26%20Credit)\n- [Money Saving Tips](/category/Save%20Money)