Mortgage lenders now have more credit score options. What homebuyers should know

Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that's been used with mortgages for decades.

# Mortgage lenders now have more credit score options. What homebuyers should know Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that's been used with mortgages for decades. **Read the full article:** [CNBC](https://www.cnbc.com/2026/05/05/mortgage-lenders-now-have-more-credit-score-options-what-to-know.html) *This article was originally published by CNBC. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*