Mortgage Rates Today, Monday, January 12: South of 6%

TL;DR: Rates fell today, but not by enough to change your mortgage math.

# Mortgage Rates Today, Monday, January 12: South of 6% TL;DR: Rates fell today, but not by enough to change your mortgage math. **Read the full article:** [NerdWallet](https://www.nerdwallet.com/mortgages/news/mortgage-rates-today-monday-january-12-2026) *This article was originally published by NerdWallet. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*