Mortgage Rates Today, Monday, January 5: Slightly Lower

TL;DR: Mortgage rates fell slightly, but continue to hover around 6%.

# Mortgage Rates Today, Monday, January 5: Slightly Lower TL;DR: Mortgage rates fell slightly, but continue to hover around 6%. **Read the full article:** [NerdWallet](https://www.nerdwallet.com/mortgages/news/mortgage-rates-today-monday-january-5-2026) *This article was originally published by NerdWallet. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*