Mortgage Rates Today, Wednesday, January 21: Flat, Still Close to 6%

TL;DR: Rates fell slightly today to 6.09%.

# Mortgage Rates Today, Wednesday, January 21: Flat, Still Close to 6% TL;DR: Rates fell slightly today to 6.09%. **Read the full article:** [NerdWallet](https://www.nerdwallet.com/mortgages/news/mortgage-rates-today-wednesday-january-21-2026) *This article was originally published by NerdWallet. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*