The 4% Rule Can't Safely Determine Anyone's Retirement Income: Here's the Guidance You Really Need

While the 4% rule is a useful starting point, a lengthy retirement can't rely on a one-time calculation. This is why you need a personalized income plan.

# The 4% Rule Can't Safely Determine Anyone's Retirement Income: Here's the Guidance You Really Need While the 4% rule is a useful starting point, a lengthy retirement can't rely on a one-time calculation. This is why you need a personalized income plan. **Read the full article:** [Kiplinger](https://www.kiplinger.com/retirement/retirement-planning/retirement-income-guidance-you-need) *This article was originally published by Kiplinger. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*