The '401(k)-Rich and Cash-Poor' Retirement Trap

Maxing out a traditional 401(k) without cash reserves triggers tax spikes and market losses. Here's where and how to save cash for easy retirement withdrawals.

# The '401(k)-Rich and Cash-Poor' Retirement Trap Maxing out a traditional 401(k) without cash reserves triggers tax spikes and market losses. Here's where and how to save cash for easy retirement withdrawals. **Read the full article:** [Kiplinger](https://www.kiplinger.com/retirement/retirement-planning/the-401-k-rich-and-cash-poor-retirement-trap) *This article was originally published by Kiplinger. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*