The $9 Trillion Shift: Why Your Retirement is Less Safe in an IRA and How to Protect It

IRAs now hold a $9 trillion surplus over 401(k)s, largely due to rollovers. Learn how to secure your retirement savings against legal risks and hidden fees.

# The $9 Trillion Shift: Why Your Retirement is Less Safe in an IRA and How to Protect It IRAs now hold a $9 trillion surplus over 401(k)s, largely due to rollovers. Learn how to secure your retirement savings against legal risks and hidden fees. **Read the full article:** [Kiplinger](https://www.kiplinger.com/retirement/iras/why-your-retirement-is-less-safe-in-an-ira-and-how-to-protect-it) *This article was originally published by Kiplinger. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*