The Superhero You Hope Just Sits There: The Best Thing About Paying for Insurance Is Not Having to Call on It for Help

An insurance policy isn't a lottery ticket — it's a contract that acts as a backstop against disaster, which is why the best claim is the one you never have.

# The Superhero You Hope Just Sits There: The Best Thing About Paying for Insurance Is Not Having to Call on It for Help An insurance policy isn't a lottery ticket — it's a contract that acts as a backstop against disaster, which is why the best claim is the one you never have. **Read the full article:** [Kiplinger](https://www.kiplinger.com/personal-finance/insurance/why-you-should-pay-for-insurance) *This article was originally published by Kiplinger. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*