Why Your Bank Suddenly Lowered Your APY — And What to Do Next

Why banks lower APYs, options you can explore when it happens and whether more rate cuts are on the horizon.

# Why Your Bank Suddenly Lowered Your APY — And What to Do Next Why banks lower APYs, options you can explore when it happens and whether more rate cuts are on the horizon. **Read the full article:** [Kiplinger](https://www.kiplinger.com/personal-finance/savings-accounts/why-your-bank-suddenly-lowered-your-apy-and-what-to-do-next) *This article was originally published by Kiplinger. MoneyWiseInc provides expert curation of the best financial content from trusted sources.*