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I’ve ~630 TransUnion with no bank cards, and the one playing cards Credit score Karma ever presents me are secured playing cards. I have never opened one simply because I have never seen a must but – I do know that I in all probability ought to.
Anyway, CK mentioned I had truthful approval odds for a Capital One Spark Enterprise card, and I accomplished the applying as a sole proprietor of my freelance “firm”, and I used to be permitted.
I’m a freelancer, nevertheless I’m additionally employed, and I haven’t got any official paperwork stating that I’m a sole proprietor of something.
Is anybody going to come back for me?? I used to be truthful on the applying however nobody ever requested to confirm my enterprise? So long as I’m reporting every thing on my yearly taxes accurately, I am free to make use of this card how I would like, proper?
Additionally curious how a “enterprise” card linked to my private SSN impacts my credit score – I’m guessing similar to another card, proper?
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