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I’ve 170k in my financial savings as an emergency fund and I owe 170k in my mortgage. My mortgage has 12 extra years to go on a 15 yr with 2.35% APR. I’ve 3 youngsters aged 6, 2 and sub 1 month. My mortgage runs round 1950/month (1430 usd in principal and curiosity). I’m already at 39 years previous. Solely 13k in 401k. Do you all suggest paying the mortgage now of wait 6 months to save lots of up on a small emergency fund? Thanks for the steering and recomendations!
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