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Situated in NYC. I requested for a increase at my earlier job however was advised as a substitute of giving me the increase they might put the increase into an organization fund. It’s been two years now and the fund is not accessible. My ex boss known as me and advised me I’ve two choices. One, take the lump sum which is 19k whole however it will be tax or two, put it into my IRA which might be tax free. Asking to see what’s the greatest choices for me. I’m conscious I can contribute 6.5k to my Roth for 2023 and one other 7k for 2024 and I’d have a remaining steadiness of 5.5k. Can I go away the remaining 5.5k in my account till 2025?
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